[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pharmia.cz\/stavba-je-draha\/#Article","mainEntityOfPage":"https:\/\/www.pharmia.cz\/stavba-je-draha\/","headline":"Stavba je drah\u00e1","name":"Stavba je drah\u00e1","description":"Pokud se dnes n\u011bkdo z n\u00e1s rozhodne, \u017ee si postav\u00ed d\u016fm, nic mu v tom nebr\u00e1n\u00ed. Nebo tedy skoro nic. M\u016f\u017ee si naj\u00edt a koupit…","datePublished":"2022-10-24","dateModified":"2022-10-24","author":{"@type":"Person","@id":"https:\/\/www.pharmia.cz\/author\/#Person","name":"","url":"https:\/\/www.pharmia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pharmia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pharmia.cz\/wp-content\/uploads\/art442856_1x1_20261004_120129_zfIr1H.jpg","url":"https:\/\/www.pharmia.cz\/wp-content\/uploads\/art442856_1x1_20261004_120129_zfIr1H.jpg","height":0,"width":0},"url":"https:\/\/www.pharmia.cz\/stavba-je-draha\/","about":["Ekonomika"],"wordCount":419,"articleBody":"        Pokud se dnes n\u011bkdo z n\u00e1s rozhodne, \u017ee si postav\u00ed d\u016fm, nic mu v tom nebr\u00e1n\u00ed. Nebo tedy skoro nic. M\u016f\u017ee si naj\u00edt a koupit parcelu, bez probl\u00e9m\u016f se\u017eene stavebn\u00ed materi\u00e1l, p\u0159ed \u0159emesln\u00edky mnoha nezbytn\u00fdch profes\u00ed u\u017e se nemus\u00ed plazit po kolenou a v\u00fdsledek tak m\u016f\u017ee opravdu st\u00e1t za to. \u010clov\u011bk si dnes prost\u011b m\u016f\u017ee postavit p\u0159esn\u011b takov\u00fd objekt, po jak\u00e9m tou\u017e\u00ed, a v tom si pak m\u016f\u017ee \u017e\u00edt jako v r\u00e1ji. Ov\u0161em p\u0159esto se tu najde i jeden z\u00e1sadn\u00ed probl\u00e9m, j\u00edm\u017e jsou pen\u00edze. Stavba domu je toti\u017e hodn\u011b drah\u00e1 z\u00e1le\u017eitost. V\u0161echno v\u00fd\u0161e uveden\u00e9 tu stoj\u00ed nek\u0159es\u0165ansk\u00e9 pen\u00edze a \u010dlov\u011bk tedy mus\u00ed hodn\u011b dlouho \u0161et\u0159it, aby se mohl do takov\u00e9 stavby pustit. A je i cel\u00e1 \u0159ada lid\u00ed, kte\u0159\u00ed touhu po stavb\u011b vlastn\u00edho domu zcela o\u017eeleli, proto\u017ee si spo\u010d\u00edtali, \u017ee na n\u011bco takov\u00e9ho nikdy dost pen\u011bz dohromady nedaj\u00ed.  A co ti, kdo v\u00ed, \u017ee na podobnou stavbu pen\u00edze sehnat dok\u00e1\u017eou, ale bude to trvat pomalu celou v\u011b\u010dnost? Ti mohou celou v\u011b\u010dnost \u0161et\u0159it a doufat, \u017ee jednoho dne budou m\u00edt na stavbu pen\u011bz dost, nebo jim v tom m\u016f\u017ee pomoci hypot\u00e9ka na stavbu domu. A kdy\u017e se tito rozhodnou pro zm\u00edn\u011bnou hypot\u00e9ku? Pak \u010dasto ud\u011blaj\u00ed dob\u0159e. Proto\u017ee ceny v\u0161eho souvisej\u00edc\u00edho s nemovitostmi rostou, a ne\u017e se na stavbu na\u0161et\u0159\u00ed, je pot\u0159eba daleko v\u00edc pen\u011bz, ne\u017e kdy\u017e se s takov\u00fdm \u0161et\u0159en\u00edm za\u010dalo, a nav\u00edc se d\u00edky takov\u00e9 p\u016fj\u010dce stavba d\u0159\u00edv dokon\u010d\u00ed a majitel nemovitosti tak mnohem d\u0159\u00edv bydl\u00ed. A z\u00edskat takovou nebankovn\u00ed hypot\u00e9ku nen\u00ed p\u0159ece probl\u00e9m. Tady se d\u00e1 do z\u00e1stavy nemovit\u00fd majetek odpov\u00eddaj\u00edc\u00ed hodnoty a \u017eadatel o tuto p\u016fj\u010dku m\u00e1 hned vystar\u00e1no. Dostane a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny tohoto majetku s mo\u017enost\u00ed dlouhodob\u00e9ho spl\u00e1cen\u00ed a hned se m\u016f\u017ee pustit do d\u00edla. A jsou s takovou hypot\u00e9kou n\u011bjak\u00e9 starosti? Kdy\u017e si ji n\u011bkdo vezme zodpov\u011bdn\u011b a po zral\u00e9 \u00favaze, pak samoz\u0159ejm\u011b ne. V\u0161e prob\u011bhne hladce a \u010dlov\u011bk d\u00edky tomu nemus\u00ed str\u00e1vit zbytek \u017eivota n\u011bkde v \u0161ed\u00e9m panel\u00e1ku.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stavba je drah\u00e1","item":"https:\/\/www.pharmia.cz\/stavba-je-draha\/#breadcrumbitem"}]}]