[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pharmia.cz\/reseni-duchodove-reformy-v-nedohlednu\/#Article","mainEntityOfPage":"https:\/\/www.pharmia.cz\/reseni-duchodove-reformy-v-nedohlednu\/","headline":"\u0158e\u0161en\u00ed d\u016fchodov\u00e9 reformy v nedohlednu?","name":"\u0158e\u0161en\u00ed d\u016fchodov\u00e9 reformy v nedohlednu?","description":"Ka\u017ed\u00fd pot\u0159ebujeme ve st\u00e1\u0159\u00ed z\u00a0n\u011b\u010deho \u017e\u00edt \u2013 koupit si j\u00eddlo, bydlet a t\u0159eba si i s\u00a0vnou\u010daty zajet na v\u00fdlet. Vzhledem k\u00a0tomu, \u017ee ka\u017ed\u00fd m\u011bs\u00edc odevzd\u00e1me…","datePublished":"2019-08-19","dateModified":"2019-08-19","author":{"@type":"Person","@id":"https:\/\/www.pharmia.cz\/author\/#Person","name":"","url":"https:\/\/www.pharmia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pharmia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pharmia.cz\/wp-content\/uploads\/img_a353139_w3386_t1567340735.jpg","url":"https:\/\/www.pharmia.cz\/wp-content\/uploads\/img_a353139_w3386_t1567340735.jpg","height":0,"width":0},"url":"https:\/\/www.pharmia.cz\/reseni-duchodove-reformy-v-nedohlednu\/","about":["Ekonomika"],"wordCount":431,"articleBody":"Ka\u017ed\u00fd pot\u0159ebujeme ve st\u00e1\u0159\u00ed z\u00a0n\u011b\u010deho \u017e\u00edt \u2013 koupit si j\u00eddlo, bydlet a t\u0159eba si i s\u00a0vnou\u010daty zajet na v\u00fdlet. Vzhledem k\u00a0tomu, \u017ee ka\u017ed\u00fd m\u011bs\u00edc odevzd\u00e1me 25% na\u0161\u00ed superhrub\u00e9 mzdy za soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed, o\u010dek\u00e1v\u00e1me od st\u00e1tu jakousi kompenzaci.\tJak to funguje\tKompenzace p\u0159ich\u00e1z\u00ed ve form\u011b d\u016fchodu \u2013 vyplavovan\u00e9ho na z\u00e1klad\u011b po\u010dtu odpracovan\u00fdch let. Ov\u0161em popula\u010dn\u00ed st\u00e1rnut\u00ed v\u00a0\u010cesk\u00e9 republice zp\u016fsobilo komplikace v\u00a0tom ohledu, \u017ee stoupl objem vypl\u00e1cen\u00fdch starobn\u00edch penz\u00ed (v posledn\u00edch letech i jej\u00ed v\u00fd\u0161e) a \u00fabytek pracovn\u00edch sil, tedy lid\u00ed, kte\u0159\u00ed by do fondu p\u0159isp\u00edvali sv\u00fdm soci\u00e1ln\u00edm poji\u0161t\u011bn\u00edm. T\u00edm vznik\u00e1 schodek mezi v\u00fddaji a p\u0159\u00edjmy a je do syst\u00e9mu pot\u0159eba pumpovat pen\u00edze z\u00a0jin\u00fdch sektor\u016f. To absolutn\u011b nen\u00ed udr\u017eiteln\u00e9, ji\u017e nyn\u00ed existuj\u00ed p\u0159edpoklady, \u017ee p\u0159i dosavadn\u00edm stavu dos\u00e1hne pom\u011br vl\u00e1dn\u00edho dluhu k\u00a0HDP asi 93%. \u00a0\tNejde to spravit?\t\u0158e\u0161en\u00ed existuje vskutku n\u011bkolik, ale jako v\u0161e \u2013 ka\u017ed\u00e9 m\u00e1 sv\u00e9 pro a proti. \t1.\u00a0\u00a0\u00a0 Zv\u00fd\u0161it dan\u011b a t\u00edm zv\u00fd\u0161it proud financ\u00ed do deficitn\u00edho fondu. \t2.\u00a0\u00a0\u00a0 Posunou d\u016fchodov\u00fd v\u011bk (zvy\u0161uje se o \u010dty\u0159i m\u011bs\u00edce u mu\u017e\u016f a o dva m\u011bs\u00edce u \u017een) a omezit tak odchod pracovn\u00ed s\u00edly. \u00a0\tReforma z\u00a0roku 2011 obsahuje n\u00e1sleduj\u00edc\u00ed:\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Sjednocen\u00ed sazby DPH na 20% (krom\u011b p\u00e1r vyj\u00edmek)\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mo\u017enost p\u0159ej\u00edt od st\u00e1tn\u00edho syst\u00e9mu (prvn\u00edho pil\u00ed\u0159e) do druh\u00e9ho pil\u00ed\u0159e, tedy soukrom\u00fdch penzijn\u00edch fond\u016f a regulace pen\u011b\u017en\u00edch \u00fastav\u016f poskytuj\u00edc\u00ed tyto produkty \tKdy n\u00e1s \u010dek\u00e1 dal\u0161\u00ed reforma je ot\u00e1zkou. Zat\u00edm byl vy\u0159\u010den n\u00e1vrh ze strany ANO ministryn\u00ed financ\u00ed Alenou Schillerovou o zv\u00fd\u0161en\u00ed v\u011bku pro odchod do penze. S\u00a0t\u00edmto n\u00e1vrhem v\u0161ak nesouhlas\u00ed nap\u0159. Pir\u00e1ti. Existuje v\u0161ak komise pro spravedliv\u00e9 d\u016fchody, kde jsou p\u0159edn\u00e1\u0161eny a prob\u00edr\u00e1ny vlastn\u00ed n\u00e1vrhy. Doufejme tedy, \u017ee brzy n\u011bco inovativn\u00edho vymysl\u00ed.\t\tJak si m\u016f\u017eeme pomoct sami\tDo t\u00e9 doby si m\u016f\u017eeme pomoct tak, \u017ee budeme myslet na na\u0161i budoucnost a br\u00e1t inciativu. Nejl\u00e9pe si otev\u0159\u00edt hned n\u011bkolik penzijn\u00edch fond\u016f a spo\u0159it si. Zajistit sv\u016fj p\u0159\u00edjem ve st\u00e1\u0159\u00ed m\u00edsto toho, abychom bezhlav\u011b spol\u00e9hali na st\u00e1t.\t\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0158e\u0161en\u00ed d\u016fchodov\u00e9 reformy v nedohlednu?","item":"https:\/\/www.pharmia.cz\/reseni-duchodove-reformy-v-nedohlednu\/#breadcrumbitem"}]}]